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20816 Front Beach Road, Panama City Beach, FL 32413

$2,550,000
  • 20816 Front Beach Road, Panama City Beach, FL 32413 Main Photo

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Active Price Reduced by $30,000 on March 9th, 2026
BEDS6 BATHS4 full SQUARE FEET2,808 MLS#782793
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONSanta Monica Beach

Property Description

SELLER OFFERING $20,000 CREDIT TOWARDS INTEREST RATE BUY DOWN OR A GOLF CART! Welcome to your ultimate beach retreat on the highly sought-after west end of Panama City Beach! This fully remodeled 6-bedroom, 4-bath coastal stunner delivers the perfect blend of luxury, entertainment, and Gulf-side living. Enjoy beautiful views of the Gulf along with private beach access, giving you the beachfront lifestyle everyone dreams of. Step into a home that feels welcoming with high-end finishes, designer touches, upgraded LED lighting, and a thoughtful layout that makes every space shine. The home comes fully furnished, offering a true turnkey opportunity whether you plan to use it as a primary residence, second home, or high-performing investment property. Outside, the fun really begins. The expansive outdoor area is built for entertaining with multiple seating zones, a heated private pool, and vibrant LED lighting that transforms the space into a coastal oasis at night. The property also features a mini-golf area, perfect for guests, kids, and everyone looking to enjoy a little friendly competition. From the incredible outdoor amenities to the luxurious interior updates, this home offers an unmatched experience on Front Beach Road. If you're searching for a Gulf-view property that truly has it all, this is the one. Information contained within this listing such as lot dimensions, is deemed to be accurate but is not guaranteed. Buyer to verify.

20816 Front Beach Road | MLS# 782793

This single family home located at 20816 Front Beach Road, Panama City Beach, FL 32413 is currently listed for sale with an asking price of $2,550,000. This property was built in 2002 and has 6 bedrooms and 4 full baths with 2808 sq. ft. Front Beach Road is located in the Santa Monica Beach subdivision. Search Santa Monica Beach real estate on lynnvaughnstoner.premierfl.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Ceiling Fan(s), Heat Pump, Window Unit(s)
Fenced: Yes
Garage: 4
Heating: Central, Electric
Home Style: Coastal
Lot Size: 0.34 Acres
Roof Type: Metal
Taxes: $21,119
Year Built: 2002

Amenities

Patio

Feature Descriptions

Community Features: Short Term Rental Allowed
Days on Site: 83
Exterior: Block, Vinyl Siding, Wood Siding
Fencing: Full, Fenced
Lot: Sprinkler System, Paved
Lot Dimensions: 109x154x118x108
Parcel#: 37194-000-000
Patio/Porch: Patio, Balcony, Open, Porch
Pool: In Ground, Private
Special View Info: Gulf
Swimming Pool: Yes
Utilities: Cable Connected, Electricity Available, Phone Connected

Room Sizes

Sitting Room: 15 X 12 Level - First
Garage: 35 X 24 Level - First
Porch: 38 X 13 Level - First
Other: 38 X 13 Level - Second
Full Bath: 12 X 6 Level - First
Full Bath: 10 X 6 Level - First
Bedroom: 12 X 12 Level - First
Dining Room: 25 X 14 Level - First
Bedroom: 11 X 11 Level - First
Full Bath: 8 X 5 Level - Second
Bedroom: 14 X 11 Level - Second
Primary Bathroom: 13 X 11 Level - Second
Primary Bedroom: 17 X 15 Level - Second
Kitchen: 27 X 10 Level - First

Local Schools

High School: Arnold
Middle School: Surfside
Elementary School: West Bay

Listed By / Shown By

Listed By

Agency Name: Rosemary Beach Realty, LLC

Shown By

Agent Name: Lynn Vaughn Stoner
Agent Phone: (706) 260-8967
Agency Title: Premier Property Group

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Estimated Payment

$ 8,178.86 per month $5,675.19 Principal & Interest $1,759.92 Property Tax $743.75 Homeowner's Insurance

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